When are Payday Loans right for you?

Short Term loans – or Payday loans – are designed to plug a funding gap in an emergency. But are they used correctly? Used properly, the Payday loan concept is a valuable service; it provides funding to those who do not have access to small loans from their Bank or other financial institution. Sadly, there […]

Who is responsible for your payday loan debt? Who do you blame when you can’t repay your payday?

One of the most controversial questions in the industry of credit in the United Kingdom is who is responsible for your payday loan debt. For nearly ten years, the public has wrestled with the payday lenders. The payday lenders have wrestled with the Ombudsman and the Financial Credit Authority (FCA). The FCA and the ombudsman […]