Saving money on Laundry

Welcome Readers!

In this blog post TheQuickLoanShopLtd.co.uk, one of the UK’s leading immediate Payday Lenders, will focus on Laundry and ways to save money.

Wash in Cold Water

If you heed nothing else in this list, heed this. Washing in cold water will save you cash, and still get your clothes clean – particularly if you use a good high-efficiency detergent. It is estimated that up to 90% of the cost of doing laundry (in an older top-loader) comes not from electricity running the machine, but from fuel to run your water heater.

Dry Clothes on the Line

It isn’t always convenient, but line-drying your clothes can save costs. Line-drying also preserves your clothing (lint is made up of the fibres beat out of your clothing during machine drying).

Run Full Loads

It sounds obvious, but if you only run your washing machine and clothes dryer when they are full, you’ll save in the long run. (Same goes for your dishwasher, incidentally.) Also check your clothes washer settings; try quick cycles to reduce wash times and high-spin modes to reduce the need for drying. On your clothes dryer, use moisture sensors if available – and don’t forget to remove lint from the filter in between every load to keep your machine running efficiently.

Upgrade to an Efficient Washing Machine

We don’t think about it, but the average household does about 300 loads of laundry a year, and each of those loads adds to our electricity and water bills. Highly efficient washers use half the water and a fraction of the electricity; plus, they typically have a bigger capacity, so you can get away with doing fewer loads.

Try Homemade Laundry Products

Front-loading clothes washers are designed to use High Efficiency detergent, which means you can use a lot less per load. (Regular detergent will create too much suds, and prevent proper rinsing.) But beyond detergent, you don’t need many of the ancillary products sold for laundry. Here are some low-cost natural alternatives to try:

Stain Removers: Before washing, try soaking the stain with water mixed with Borax, lemon juice, hydrogen peroxide or white vinegar, writes Dr. Alan Greene. You’d be wise to be as careful as you would using bleach to avoid discoloration, but you won’t have to worry about the unhealthy fumes from chlorine.

Bleach Alternative: Add a half cup of lemon juice to the rinse cycle of a medium load of whites, according to Annie B. Bond’s Home Enlightenment. Or, try a half cup of Borax.

Fabric Softeners: Add a quarter cup of baking soda to the wash cycle, Greene recommends.

Color Brightener: Toss a capful of vinegar in with the detergent, writes Michael DeJong, author of Clean: The Humble Art of Zen-Cleansing.

Static Cling: To fight static cling, a quarter cup of white vinegar in the washer should help, Greene says.

Fabric Refresher: In between washes, freshen your clothing with a spritz of dilute vodka. The smell will dissipate, green living expert Brian Clark Howard says, and your clothes will be ready for another day out.

That’s it for now, we hope this advice leads to a more economical laundry for you.

 

 

 

 

 

 

 

 

Save Money By Looking After Your Fridge Freezer

As a UK Payday Lender, The Quick Loan Shop Ltd takes pride in giving advice and tips for its customers. Whilst providing instant Payday Loans we fundamentally believe that all efforts should be made to save money and live life in the most cost effective way.

In this blog post The Quick Loan Shop Ltd, one of the UK’s leading immediate Payday Lenders, will focus on fridge freezers and the best way to use them cost effectively.

Here are some tips to save some money as the cold winter months approach by using your fridge and freezer in an efficient manner.

  • Fridges should be kept at optimum temperatures to ensure they do not waste energy; the usual temperature is around 3 to 5c.
  • When unpacking your shopping into the fridge try not to take too long and leave the fridge door open allowing the cool air to escape. This also applies to when you are taking an item from the fridge, especially at times when you are cooking and the kitchen is hot, as hot air will enter and lower the fridge temperature.
  • Try to prevent the build up of ice by regularly defrosting your fridge freezer. Although this can sometimes be inconvenient, it does help your product run at its best and helps it not to waste too much energy.
  • The location of your fridge freezer is also important. Try not to place the fridge freezer in direct light or near cookers, hobs and ovens as this can lead to the fridge freezer becoming warmer than it is designed to be. Direct sunlight through a window can also cause the fridge freezer to warm and in turn use more energy to stay cool.
  • Whilst location is important, regular cleaning is also vital. Behind the fridge freezer dust can gather on condenser coils resulting in it using more energy.
  • Pay close awareness to the fridge freezer and its rating, always aim to buy A+ or A++ rated models as this can save £36 a year on utility bills.
  • Whilst following all these steps can lower energy bills sometimes utility bills can be unexpected high. Payday loans are a short term option for when this occurs. We can supply an immediate Payday Loan that you can use to pay your bill, fuss free and quickly.
  • There is little paper work when you take an instant Payday Loan with us and money can be in your account very fast.

In the next post The Quick Loan Shop Ltd will discuss the best ways to do your laundry in a cost effective way.

Payday Loans: Facts V Fibs

Payday Loans: Facts V Fibs

Payday Loans have been a hot topic of conversation for MPs, the Press and the general public for some time. Often portrayed in a negative fashion and detailed misuse of payday loans printed regularly, The Quick Loan Shop Ltd felt that some fibs and facts should be resolved.

FIB: THERE ARE MORE COMPLAINTS AGANIST PAYDAY LOAN LENDERS THAN CONVENTIONAL CREDIT SUPPLIERS.

The Financial Ombudsman Service revealed figures from financial products between July and September 2011 they showed:

19,259 were related to protection insurance, most likely due to the PPI fiasco

5,751 were related to credit cards

4,197were related to current accounts

1,718 were related to bank overdrafts and loans

As the figures indicate the amount of complaints issued about loans including Payday Loans was in fact the lowest complained about sector.

FIB: HIGH APRS MEAN THAT PAYDAY LOANS/SHORT TERM LOANS ARE EXPENSIVE.

The APR% advertised and stated on Payday Loans is often misleading as this is the overall percentage for a year. APR is worked out annually and as Payday Loans are for short term use only, it is extremely unlikely that you would pay the amount the annual rate indicates.

FIB: IT IS ALWAYS CHEAPER TO USE A CREDIT CARD OF A BANK OVERDRAFT RATHER THAN A PAYDAY LOAN.

There is no requirement for bank overdrafts to state typical APR estimates. This means that borrowing £200 could cost an estimated £350 after 30 days, where as a Payday Loan could cost around £25 per £100 borrowed, in turn equalling around £250.

FIB: PAYDAY LOAN LENDERS DONT CARRY OUT CREDIT CHECKS.

Responsible Payday Loan companies such as The Quick Loan Shop do carry out credit checks and the likelihood of customers being able to pay the loan back. Research has shown around 90% of applicants are refused a Payday Loan after credit and asset checks.

FIB: PAYDAY LENDERS ARE NOT REQUIRED TO ADHERE TO THE STRICT REGULATIONS THAT BANKS, BUILDING SOCITIES AND ACREDIT CARD COMPANIES HAVE TO.

UK credit legislation has faced tough and critical examination of the last few years, especially after the recession and credit crunch. Honest, transparent and responsible companies such as The Quick Loan Shop adhere to set regulations and guidelines offering advice and support throughout the whole loan process.

The Quick Loan Shop hope to rectify such fibs and show that Payday Loans can be a quick, convenient and a solution to emergency cash situations.