Save money are the magical words in sound financial management. You can always save more. It’s about both an attitude of determination and being resourceful. It all starts with budget preparation, knowing your expenses, both monthly and one off costs, and knowing what to trim or eradicate entirely. Once you embark on this mental journey […]
Category Archives: Money Saving Tips
Phantom payday debt collectors – Another Online Swindle
Are you lonely and looking to find that someone special? In modern society, it can be hard to meet someone, with our busy schedules and the decline of a sense of a community lifestyle. Where do you go for some social contact? Well, you go where millions of people go for most things these days, the […]
Financial scams and what to watch out for – financial scams are now big business
Financial scams are now a billion pound business in the United Kingdom and they are increasing rapidly. It is easy to be preyed on by a financial scammer so be on the lookout. Estimates are that each adult in the United Kingdom is conned out of 70 pounds a year by cunning scammers. This is […]
Merry Payday and a Happy New Debt
Have you survived the Christmas holidays without running up debt of some sort? Have you managed to stick to your budget and keep within the confines of your overdraft or credit card limit? Have you been able to hold fast against the myriad of Christmas specials and the temptation to shop until you drop? Or […]
Black Friday in Belfast – a time to save!
Have you ever heard of Black Friday? Northern Ireland has recently adopted this shopping tradition from the USA and like our friends across the pond the Northern Irish enjoy a shopping frenzy as retailers drop their prices to record lows. Originally Black Friday began as a Thanksgiving custom and was a day when shops would […]
Save money, live a minimalistic lifestyle
Over the past 30 or so years, several trends in décor have come and gone. Feng Shui had us all rushing around our houses with a compass and hanging mirrors in strategic places. Buddhist prayer flags, infinity swimming pools, reclaimed Oregon Pine floors, Italian marble, glass, steel, art deco. The changing trends change like the […]
Is retirement in Paradise affordable?
Short term loans and other loans have their place but do we still want to be borrowing money when we are in retirement? Are you tired of being in debt, of not ever being able to stretch the budget from one pension payout to the next? Tired of having to borrow money, of having to […]
Are you overwhelmed by debt? A hobby could bring in extra money
Are loans and credit overwhelming you? Try turning your hobby into a business for extra cash Loans such as immediate payday loans and borrowing on credit cards have their place in our lives but, if we are honest, most of us dream of being debt free. It is not necessary to only dream about being […]
Retirement – who will look after you?
Retirement and pensions suffer as life gets longer Retirement: the issue at hand is simply that life is getting longer and the budget is getting shorter. More and more it is becoming apparent that governments on an international scale are struggling to pay out pensions after retirement. The global economic mess of the last decade […]
Payday holiday?
Do I use a payday loan, credit card or other loan to pay for my holiday? It’s that time of year and most people are talking about where their annual holiday will take them. You find you are dreaming of sea and sand, family and friends, and that much needed rest and relaxation. You are […]