Instant Payday Loans (UK)

Instant Payday Loans (UK) are available to anyone who demonstrates that they meet the basic qualification criteria for Short Term Loans. The simplest way to ensure you qualify, is to first visit our FAQ’s page: FAQ’s If you meet the criteria, then the next step is to Apply so that we can review your Application. The whole […]

Instant Payday Loans: Overdrafts cost more!

Yes! It is true, you are reading that Headline correctly; Bank Overdrafts are often more expensive than Instant Payday Loans. Consumer Group Which? have investigated and found that for unplanned Overdrafts, Banks are charging up to 8 times more than the 0.8% per day that Short Term Lenders charge over 30 days. The fallout from […]

When are Payday Loans right for you?

Short Term loans – or Payday loans – are designed to plug a funding gap in an emergency. But are they used correctly? Used properly, the Payday loan concept is a valuable service; it provides funding to those who do not have access to small loans from their Bank or other financial institution. Sadly, there […]

The Journey from Interim to Full Permission

As some of you Readers may be aware, Short Term Loan Lenders have been operating under Interim Permission Licenses for their Consumer Credit trading. These licenses were provided following the restructuring of the Government’s Regulator when the Office for Fair Trading was dismantled and the Financial Conduct Authority took over. Well, it has been a […]

Payday loans in Scotland: Exploited employees often have no choice but to take out a payday loan

It is now impossible for a Scottish citizen to challenge their boss. Since fees for Employment Tribunals have been introduced for those Scots who have problems at work and need mediation, the number of complaints has fallen by 81%. Where once it was free of charge to challenge one’s employer before the Employment Tribunal, it […]