The best payday loan lender. While it may seem daunting at first to find a good lender, the very best do make it easier. How do you know which is the best however? Reviews are often the first port of call for many when researching lenders. They provide valuable insights into the experiences of others. […]
Category Archives: About Loans and Credit
Payday Loan Shop vs Online Lender
Payday loan shop vs online lender: which to use and why? When deciding upon getting a payday loan, one of the things you must consider is whether you would prefer to deal with an actual high street shop or use an online lender. A physical shop does provide that sense of ‘security’ in terms of […]
What are emergency payday loans?
Emergency Payday Loans. We know what the phrase sounds like, we know what it should mean. But are we sure? When should you take out a payday loan? Obviously, not for another round of drinks down at the Local. Or, worse, to pay off other loans. If you feel that you need to pay off […]
Instant Payday Loans (UK)
Instant Payday Loans (UK) are available to anyone who demonstrates that they meet the basic qualification criteria for Short Term Loans. The simplest way to ensure you qualify, is to first visit our FAQ’s page: FAQ’s If you meet the criteria, then the next step is to Apply so that we can review your Application. The whole […]
Instant Payday Loans: Overdrafts cost more!
Yes! It is true, you are reading that Headline correctly; Bank Overdrafts are often more expensive than Instant Payday Loans. Consumer Group Which? have investigated and found that for unplanned Overdrafts, Banks are charging up to 8 times more than the 0.8% per day that Short Term Lenders charge over 30 days. The fallout from […]
When are Payday Loans right for you?
Short Term loans – or Payday loans – are designed to plug a funding gap in an emergency. But are they used correctly? Used properly, the Payday loan concept is a valuable service; it provides funding to those who do not have access to small loans from their Bank or other financial institution. Sadly, there […]
The Journey from Interim to Full Permission
As some of you Readers may be aware, Short Term Loan Lenders have been operating under Interim Permission Licenses for their Consumer Credit trading. These licenses were provided following the restructuring of the Government’s Regulator when the Office for Fair Trading was dismantled and the Financial Conduct Authority took over. Well, it has been a […]
The largest city in Scotland hosts the highest numbers of payday lenders and bookies.
It looks like Glasgow can boast the highest numbers of payday lenders and bookies in the whole of the United Kingdom. According to research, the Scottish city is the capital of quick loan shops and bookies. What’s more, it seems that birds of a feather flock together. According to unidentified campaigners, payday lenders often set […]
Instead of payday loans use credit cards – that’s what the guys at the Pentagon do
Some people don’t need a payday loan these days, just use your credit card at least that is what the employees at the Pentagon do. If they realise that they are not going to make it to the end of the month they use credit cards instead of a payday lender. It has come to […]
April 2014: The FCA takes over regulation and lay down new rules for payday lenders
Nine months ago the Financial Conduct Authority (FCA) took over the regulation of the consumer financial credit market from the Office of Fair Trading (OFT). One of the big issues that they decided to deal with first was to reorganise the lenders offering ‘High-Cost Short Term Credit’, payday lenders included. The new rules for payday […]