Do we inherit debts when family members pass away? Fourth row, turn at the Oak Tree, headstone number three There is a funny story around here that has turned into legend. A happy family of four able bodied sons took over the family business when the patriarch died. All was well, and the family carried […]
Monthly Archives: July 2014
Short term loans and gambling problems
Short term loans are being used for gambling but there is no way to test for gambling problems The short term lenders, also known as payday lenders, of the UK have the Consumer Finance Association to represent them and regulate them. This was put into place over the past two years as a result of […]
Working to pay the bills: I hate Mondays!
Paying bills is a priority whether we like it or not and to earn money to pay the bills we often have to work in jobs we dislike. The question is: Are there still people left who love what they do, who jump out of bed on a Monday morning and rush off to work […]
Short term loans and the church: Egg on your Holy Face
All the Archbishop Welby of the Church of England could say, as he wiped the yolk off of his collar, was that it is “embarrassing” and “irritating”. This was regarding the latest scandal in his crusade against the land of payday. And so it should be for a man who has vowed to run the […]
“We’re against payday loans so let’s invest in them!”
After a long drawn out campaign to tighten restrictions and legislation for payday lenders, Archbishop Welby changed his tactics recently. He has taken on the mission of competing with the payday lenders and hoping to undercut them with his credit unions. Credit unions offer the public loans at interest rates that are much more affordable […]
University students are the latest immediate short term loan clients
Short term loans are becoming popular with students If you are a lender of short term loans, a payday lender, you might know that you are banned from advertising on university campuses. This comes as no surprise when the National Union of Students has found some of their latest surveys to yield disturbing information on […]
Unemployed and in debt: young, white, working class and ambivalent.
When the next sulky teenager asks you why he has to go to school, and what the point of it at all is, you will have a daunting reply. Tell him that if he does not finish High School and if he does not pass his exams and get qualified, he will be twice as […]
Save money, live a minimalistic lifestyle
Over the past 30 or so years, several trends in décor have come and gone. Feng Shui had us all rushing around our houses with a compass and hanging mirrors in strategic places. Buddhist prayer flags, infinity swimming pools, reclaimed Oregon Pine floors, Italian marble, glass, steel, art deco. The changing trends change like the […]
The price of anything is the amount of life you exchange for it.
You are having a conversation with your son. He is 12. He is telling you all about his day at school, and you hear your phone go ‘ping’. You ignore it and carry on listening to your child, sort of, because now you are thinking about that message. Then it goes again, ‘ping’. Now you […]