After news that a payday lender had been fined 175,000 pounds by the Information Commissioner’s Office (ICO) because the lender had sent out millions of unlawful spam texts we thought we would tell you about the ICO. Before getting into that, though, we are pleased that ruthless payday lenders are being monitored and penalised. Our industry needs to be cleaned up so that those of us who follow a good code of ethics can practice in peace.
The ICO is the United Kingdom’s independent public authority with a mission to uphold information rights in the UK. The organisation says they do this by “promoting good practice, ruling on complaints, providing information to organisations and individuals”. They also “take appropriate action when laws are broken”.
The ICO is responsible for the protection of data in Scotland, England, Wales and Northern Ireland and they also have international duties. The legislation that the ICO enforces includes:
- Freedom of Information Act 2000
- Data Protection Act of 1998
- Privacy & Electronic Communications Regulations 2003
- INSPIRE Regulations 2009
- Environmental Information Regulations 2004
Here is a link to the ICO website for more information.
If you are plagued by what you consider unsolicited contact from a payday lender you are entitled to complain.
At The Quick Loan Shop Ltd we ensure that any contact with clients and potential clients is lawful. Should you receive any communication from us that you would prefer not to receive we will happily remove you from our mailing list.